Ali Reza Afshar — Monitoring | Credit Risk

About

I am a Monitoring, Credit Risk and Finance Professional with 8+ years of experience across banking, finance, portfolio monitoring, loan recovery, compliance, and field-based data collection. Currently working as a Monitoring Officer at Ghazanfar Bank, I focus on portfolio performance, credit risk identification, NPL monitoring, reporting, compliance, and data-driven management support. My career has progressed from Teller to Recovery Officer and Monitoring Officer, complemented by experience as a Finance Manager and Community Mobilizer. I bring strong analytical, reporting, financial management, stakeholder coordination, and problem-solving skills, with advanced proficiency in Microsoft Excel and experience with KoBo Toolbox and ODK.

Skills

Monitoring and Evaluation 80%

Report Writing 80%

Financial Analysis 80%

Compliance 80%

Credit 80%

Field Data Collection 80%

Microsoft Excel 80%

Microsoft Word 80%

Experience

Monitoring Officer

Feb 2026 – Present

Ghazanfar Bank · Kabul Afghanistan · On-site

•Analyze loan portfolio performance and repayment trends to identify high-risk accounts, NPLs, and emerging credit risks, supporting timely management intervention. •Produce daily,

Teller

May 2024 – May 2024

Ghazanfar Bank · Kabul Afghanistan · On-site

•Processed daily cash and non-cash transactions accurately while maintaining compliance with KYC, AML, and CFT requirements. •Verified customer identification, balanced daily cash

Recovery Officer

May 2024 – Feb 2026

Ghazanfar Bank · Kabul Afghanistan · On-site

•Monitored and managed follow-up on overdue loan portfolios, including PAR and NPL accounts, and developed client-specific recovery plans based on repayment capacity and financial

Community Mobilizer

Jan 2022 – Mar 2024

Shelter for Life International · Mazar-i-Sharif, Afghanistan · On-site

•Mobilized communities and maintained effective relationships with local leaders and key stakeholders to support successful project implementation. •Facilitated community meetings

Get in touch

ali-reza-afshar@hotmail.com

0792488662

Kabul, Afghanistan

https://www.linkedin.com/in/ali-reza-afshar-9242b0152

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